Privacy Policy

1. Introduction

Zeus Group ("Zeus," "we," "us," "our") is a California-licensed loan company (CA DRE #02176952 · NMLS #2316811). This Privacy Policy governs the collection, use, and disclosure of personal information we receive from users of mortgagezeus.com and through our loan companyage services. By using our website or services, you consent to the practices described in this policy.

2. Information We Collect

We collect information you provide directly to us, including:

• Contact information: Name, phone number, email address, and mailing address.
• Financial information: Income, employment, assets, liabilities, credit score range, and loan details you provide for the purpose of obtaining a mortgage quote or application.
• Property information: Property address, estimated value, and intended use.
• Communications: Records of SMS messages, emails, and other correspondence with Zeus Group.
• Technical information: IP address, browser type, device information, and website usage data collected automatically when you visit our site.

We do not collect sensitive personal information such as Social Security Numbers through this website. SSN is only collected through our secure loan application portal when you formally apply.

3. How We Use Your Information

We use the information we collect to:

• Provide loan companyage services, including generating rate quotes and processing loan applications.
• Communicate with you about your inquiry, application, or loan via SMS, email, or phone.
• Match your file with appropriate lending partners from our network.
• Comply with legal and regulatory obligations including RESPA, TRID, ECOA, and applicable state laws.
• Improve our website and services.
• Analyze website usage through analytics tools (e.g., Google Analytics) to understand how visitors interact with our site.

4. Information Sharing & Disclosure

We do not sell your personal information to third parties for marketing purposes. We may share your information with:

• Lending partners: To obtain rate quotes and process loan applications on your behalf.
• Settlement service providers: Title companies, escrow companies, appraisers, and other third parties necessary to complete your loan transaction.
• Technology providers: CRM, communication, and analytics platforms used to operate our business (e.g., GoHighLevel), under data processing agreements.
• Legal and regulatory authorities: When required by law, court order, or regulatory request.
• Business transfers: In connection with a merger, acquisition, or sale of all or part of Zeus Group's assets.

All third parties with whom we share personal financial information are subject to our privacy notice requirements consistent with the Gramm-Leach-Bliley Act (GLBA).

5. SMS / Text Message Communications — Zeus Group SMS Program

Program Name: Zeus Group SMS Program
Sender: Zeus Group · CA DRE #02176952 · NMLS #2316811 · 501 Deep Valley Dr #202, Rolling Hills Estates, CA 90274

When you check the SMS opt-in checkbox on our intake form, you separately and voluntarily provide prior express written consent for Zeus Group to contact you via automated telephone dialing systems, pre-recorded messages, and SMS/text messages. By voluntarily checking the SMS opt-in box (which is separate from and not required for form submission), you agree to the following:

• Message types: We will send you SMS messages related to your mortgage inquiry, rate quotes, loan application status, appointment reminders, and account updates.
• Message frequency: Message frequency varies based on your inquiry and application stage.
• No selling of your data: We will not sell, share, lease, or rent your mobile phone number or SMS opt-in data to any third party for their independent marketing purposes. This is a strict prohibition and an express condition of our SMS program.
• No third-party marketing: Your opt-in consent applies only to Zeus Group. It does not authorize any affiliate, partner, or third party to independently contact you.
• Rates: Message and data rates from your carrier may apply.
• Opt-out: Reply STOP to cancel at any time. You will receive one final confirmation message and no further messages will be sent.
• Help: Reply HELP for assistance. You may also contact us at [email protected] or +1 424-622-7901.
• California residents: Under the CCPA, you have the right to know what data we collect, request deletion of your data, and opt out of any sale of your information. We do not sell mobile numbers or SMS opt-in data. To exercise your CCPA rights, contact [email protected].
• Re-consent: If you opt out, we will not send another opt-in request for at least 12 months.

6. Cookies & Tracking Technologies

Our website uses cookies and similar technologies to improve functionality, analyze usage, and support marketing attribution. These include:

• Strictly necessary cookies: Required for the website to function properly.
• Analytics cookies: Google Analytics to understand how visitors use our site (anonymized IP).
• Marketing cookies: Ad platform pixels (Google Ads, Meta) for conversion tracking. You can opt out via your browser settings or platform-specific opt-out tools.

7. Data Security

We implement industry-standard security measures including SSL/TLS encryption, access controls, and secure data storage to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your information.

8. Your California Privacy Rights (CCPA)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA):

• Right to know: Request disclosure of the categories and specific pieces of personal information we have collected about you.
• Right to delete: Request deletion of personal information we have collected, subject to certain exceptions.
• Right to opt out: We do not sell personal information, so this right does not apply in the traditional sense.
• Right to non-discrimination: We will not discriminate against you for exercising your CCPA rights.

To exercise your California privacy rights, contact us at [email protected] or +1 424-622-7901.

9. Gramm-Leach-Bliley Act (GLBA) Notice

As a financial institution subject to the GLBA, Zeus Group provides you with this notice about our information-sharing practices. We collect nonpublic personal information about you from the information you provide on forms and in correspondence with us, information about your transactions with us or others, and information from consumer reporting agencies. We may share nonpublic personal information with affiliated and non-affiliated third parties as permitted by law and as described in this policy. You have the right to limit certain sharing as permitted by law.

10. Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will post any changes on this page with an updated effective date. Your continued use of our website or services after any changes constitutes acceptance of the updated policy.

12. Contact Us About Privacy

For privacy-related questions, requests, or complaints: