Privacy Policy

1. Introduction

Zeus Group ("Zeus Group," "Zeus," "we," "us," or "our") is a California-licensed mortgage broker (CA DRE #02176952 · NMLS #2316811). This Privacy Policy governs the collection, use, and disclosure of personal information we receive from users of mortgagezeus.com and through our mortgage brokerage services. By using our website or services, you consent to the practices described in this policy.

2. Information We Collect

We collect information you provide directly to us, including:

• Contact information: Name, phone number, email address, and mailing address.
• Financial information: Income, employment, assets, liabilities, credit score range, and loan details you provide for the purpose of obtaining a mortgage quote or application.
• Property information: Property address or ZIP code, estimated value, and intended use.
• Communications: Records of SMS messages, emails, and other correspondence with Zeus Group.
• Technical information: IP address, browser type, device information, and website usage data collected automatically when you visit our site.

We do not collect Social Security Numbers through this website. An SSN is only collected through our secure loan application portal when you formally apply.

3. How We Use Your Information

We use the information we collect to:

• Provide mortgage brokerage services, including generating rate quotes and processing loan applications.
• Communicate with you about your inquiry, application, or loan via SMS, email, or phone.
• Match your file with appropriate lending partners from our network.
• Comply with legal and regulatory obligations including RESPA, TRID, ECOA, and applicable state laws.
• Operate, maintain, secure, and improve our website and services.
• Analyze website usage through analytics tools (for example, Google Analytics) to understand how visitors interact with our site.

4. Information Sharing & Disclosure

We do not sell your personal information to third parties for marketing purposes. We may share your information with:

• Lending partners: To obtain rate quotes and process loan applications on your behalf.
• Settlement service providers: Title companies, escrow companies, appraisers, and other third parties necessary to complete your loan transaction.
• Technology providers: CRM, communication, and analytics platforms used to operate our business, under data processing agreements.
• Legal and regulatory authorities: When required by law, court order, or regulatory request.
• Business transfers: In connection with a merger, acquisition, or sale of all or part of Zeus Group's assets.

All third parties with whom we share personal financial information are subject to confidentiality and privacy requirements consistent with the Gramm-Leach-Bliley Act (GLBA).

5. SMS / Text Message Communications — Zeus Group SMS Program

Program Name: Zeus Group SMS Program
Sender: Zeus Group · CA DRE #02176952 · NMLS #2316811 · 501 Deep Valley Dr #202, Rolling Hills Estates, CA 90274

When you check the optional SMS opt-in checkbox on our intake form, you separately and voluntarily provide prior express written consent for Zeus Group to contact you by automated text message. The SMS opt-in box is separate from, and not required for, form submission. By checking it, you agree to the following:

• Message types: We will send you text messages related to your mortgage inquiry, including rate quotes, loan application status, appointment reminders, and account updates.
• Message frequency: Message frequency varies based on your inquiry and application stage.
• Message and data rates: Message and data rates from your carrier may apply.
• Opt-out: Reply STOP to opt out at any time. You will receive one final confirmation message, and no further messages will be sent.
• Help: Reply HELP for assistance. You may also contact us at [email protected] or +1 424-622-7901.
• No third-party marketing: Your opt-in consent applies only to Zeus Group. It does not authorize any affiliate, partner, or third party to independently contact you.
• Consent is not a condition: Consent to receive text messages is not required to obtain credit, receive a rate estimate, or use any of our services.

6. Cookies & Tracking Technologies

Our website uses cookies and similar technologies to improve functionality, analyze usage, and support marketing attribution. These include:

• Strictly necessary cookies: Required for the website to function properly.
• Analytics cookies: Google Analytics, to understand how visitors use our site.
• Marketing cookies: Advertising platform pixels (for example, Google Ads and Meta) for conversion tracking.

You can set your browser to refuse some or all cookies, or use platform-specific opt-out tools, though parts of the site may not function properly as a result.

7. Data Security

We implement industry-standard security measures, including SSL/TLS encryption, access controls, and secure data storage, to protect your personal information. Access to personal information is limited to personnel and service providers who need it to perform their work. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security of your information.

8. Your California Privacy Rights (CCPA)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA), as amended by the CPRA:

• Right to know: Request disclosure of the categories and specific pieces of personal information we have collected about you.
• Right to delete: Request deletion of personal information we have collected, subject to certain exceptions.
• Right to correct: Request correction of inaccurate personal information.
• Right to opt out of sale/sharing: We do not sell or share personal information for cross-context behavioral advertising in a manner that requires an opt-out under the traditional sense; regardless, we honor applicable opt-out requests.
• Right to non-discrimination: We will not discriminate against you for exercising your CCPA rights.

To exercise your California privacy rights, contact us at [email protected] or +1 424-622-7901.

9. Gramm-Leach-Bliley Act (GLBA) Notice

As a financial services provider subject to the GLBA, Zeus Group provides you with this notice about our information-sharing practices. We collect nonpublic personal information about you from the information you provide on forms and in correspondence with us, information about your transactions with us or others, and information from consumer reporting agencies. We may share nonpublic personal information with affiliated and non-affiliated third parties only as permitted by law and as described in this policy. You have the right to limit certain sharing as permitted by law.

10. Children's Privacy

Our website and services are intended for individuals 18 years of age or older. We do not knowingly collect personal information from anyone under 18. If you believe we have inadvertently collected information from a minor, please contact us immediately and we will delete it.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will post any changes on this page with an updated effective date. Your continued use of our website or services after any changes constitutes acceptance of the updated policy.